Rates

Rates

Loans | Savings | Certificates

Rates are subject to change please contact the Credit Union for current rates.
Last update January 2, 2009
Take .25% off posted rates if you qualify for the Advantage Club Discount

A late charge of $15.00 will be added to any loan past due 10 days, except Home Equity Loans, which are 5% of your regular monthly payment.

Rates as low as the following APR's. (Actual rate is based upon your credit history and current credit report.)

Loans	Rate	APR*	Term
Personal Loan $250-$5000		8.50	60	Calculator
Share Secured Loan		4.000	120	Calculator
CD Secured Loan - 3.0% above rate of the CD		0.000	120	Calculator
New Vehicle Loan (Includes Motorcycles and RVs) 2009-2007		5.75	60	Calculator
New Vehicle Loan (Includes Motorcycles and RVs) 2009-2007		6.000	84	Calculator
New Vehicle Loan (RVs only) 2009-2007		8.000	96	Calculator
Used Vehicle Loan (Includes Motorcycles and RVs) 2006-2002		6.25	36	Calculator
Used Vehicle Loan (Includes Motorcycles and RVs) 2006-2002		6.50	48	Calculator
Used Vehicle Loan (Includes Motorcycles and RVs) 2006-2002		6.75	60	Calculator
Older Used Vehicles (Includes Motorcycles) 1990 - 2001		10.000	36	Calculator
Classic Car Loan		9.250	60	Calculator
New Boat Loan		9.750	84	Calculator
Used Boat Loan		11.750	60	Calculator
Home Equity Loan (Fixed Rate)		6.000	60	Calculator
Home Equity Loan (Fixed Rate)		6.250	120	Calculator
Home Equity Loan (Fixed Rate)		6.750	180	Calculator
HELOC - Inquire at Office **		0.000	n/a	Calculator
Home Mortgages - Inquire at Office		0.000	n/a	Calculator
Home Mortgages - Inquire at Office		0.000	n/a	Calculator
Home Mortgages - Inquire at Office		0.000	n/a	Calculator
VISA - Platinum Card - No Annual Fee		9.900	n/a	Calculator
VISA - Classic Card - No Annual Fee		12.900	n/a	Calculator

*APR = Annual Percentage Rate
**Index based on the Wall Street Journal Prime
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Rates are subject to change please contact the Credit Union for current rates.
Last update January 2, 2009

Savings	Dividend Rate	APY*	Term
Regular Shares	1.000	1.010	n/a
Vacation Shares	1.000	1.010	n/a
Christmas Club	1.000	1.010	n/a
IRA Shares	2.75	2.78	n/a
Roth IRA Shares	2.75	2.78	n/a

*APY = Annual Percentage Yield
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Rates are subject to change please contact the Credit Union for current rates.
Last update January 2, 2009

Certificates	Minimum Deposit	Dividend Rate	APY*	Term
Certificates of Deposit	$500	2.50	2.52	3
Certificates of Deposit	$500	2.75	2.78	6
Certificates of Deposit	$500	3.00	3.03	12
Certificates of Deposit	$500	3.25	3.29	24
Certificates of Deposit	$500	3.50	3.55	36

*APY = Annual Percentage Yield
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